Health Education and Advocacy Unit​​

​​Ser​​​vice​​s

The Health Education and Advocacy Unit (HEAU) of the Consumer Protection Division offers free mediation services to consumers who need help with:

Billing and Payment Issues

  • Billing disputes with healthcare providers
  • Hospital financial assistance programs - get help navigating these programs
  • Denied financial assistance or an income-based payment plan by a Maryland hospital
  • Surprise medical bills from out-of-network emergency care facilities or out-of-network providers at in-network hospitals or ambulatory surgical centers
  • Bills higher than good faith estimates given before planned medical treatment
  • Outpatient facility fees billed by Maryland hospitals without proper facility fee disclosure notice

Insurance and Coverage Problems

  • Denied coverage of all or part of care by private health plans
  • Plan termination by private health plans
  • Maryland Health Connection issues - denied enrollment in Qualified Health Plans or denied Advanced Premium Tax Credits or Cost-Sharing Reductions

Medical Records and Equipment

  • Medical records - help obtaining copies
  • Medical equipment disputes

Note: The HEAU is unable to provide legal representation or initiate lawsuits on behalf of individual consumers.​

For information on nursing homes, hospitals, hospice, assisted living facilities, and more – including quality and performance reports, price comparison, filing complaints, and telehealth information – visit the Maryland Health Care Commission’s ​​​Maryland Quality Reporting website.

​Open Enrollment Information​

The Open Enrollment period for 2026 health and dental insurance through Maryland Health Connection is coming up: November 1, 2025 - January 15, 2026.​                

For more information about applying under a special enrollment period, go to Maryland Health Connection or call 1-855-642-8572. Not a Marylander? Visit Healthcare.gov.

Need in-person help with Maryland Health Connection?

Maryland residents can apply for health insurance and financial help to pay the cost of insurance with free, in-person assistance from a navigator, insurance broker or other in-person assistor in their community. ​

You can apply for Medicaid year-round.

​Additional Resources​​​

Contact Information

HEAU Hotline: 
Open Monday to Friday 10:00am to 2:00pm 
410-528-1840 | En español: 410-230-1712
Toll free: 1-877-261-8807
FAX: 410-576-6571
Email:[email protected]